Personal Checking Metro Bank

Metro Bank will never send out a message asking you to click on a link or ask you for your personal information unless we contact you through your online banking profile or ask you to come into the bank and speak with us directly. Do not click on any links that seem suspicious or give your personal information out over email or the internet. Call us directly if you have any question with your account.

Essential Checking

Fits all your personal banking needs.

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Minimum deposit to open is $50.00.
No charge for Debit Card.
No charge for Online Banking access.
No charge for Mobile Banking and Mobile Deposit.
No charge for Bill Pay services.
No charge for Telephone Banking.
Monthly Maintenance fee of $6.00 unless enrolled in E-Statements.
$30.00 service charge on each NSF item.

Metro Advantage

(Club Account)

A great way to get special services for one monthly fee.

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Minimum deposit to open is $50.00.
Includes one box of standard wallet checks free each year.
No additional charge for Debit Card.
No additional charge for Online Banking access.
No additional charge for Mobile Banking and Mobile Deposit.
No additional charge for Bill Pay services.
No additional charge for Telephone Banking.
Monthly fee of $9.00.
$10,000.00 accidental death insurance coverage.
$30.00 service charge on each NSF item.

Classic Checking

A special account for customers 60 and older.

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Minimum deposit to open is $50.00.
Includes one box of standard wallet checks free each year.
No charge for Debit Card.
No charge for Online Banking access.
No charge for Mobile Banking and Mobile Deposit.
No charge for Bill Pay services.
No charge for Telephone Banking.
Four free Official Checks or Money Orders each month, after that $1.00 each.
No monthly fee or minimum balance.
$30.00 service charge on each NSF item.

MB Teen Checking

A special account for teens.

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Individuals age 19 or younger are eligible.
Minimum deposit to open is $50.00.
No charge for Debit Card.
No charge for Online Banking access.
No charge for Mobile Banking and Mobile Deposit.
No charge for Bill Pay services.
No charge for Telephone Banking.
Account must be enrolled in E-Statements.
Account must be opened with parent or guardian.
No minimum balance or monthly maintenance fee.
$30.00 service charge on each NSF item.

N.O.W. Account

Interest-bearing checking account.

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Minimum deposit to open is $1,000.00.
No additional charge for Debit Card.
No additional charge for Online Banking access.
No additional charge for Mobile Banking and Mobile Deposit.
No additional charge for Bill Pay services.
No additional charge for Telephone Banking.
Interest accrues on the daily balance of $1,000.00 or more, no interest paid if balance falls below $1,000.00. If account is closed before interest is credited, no interest will be paid.
Interest Rate – Contact your local branch for current rates.
Monthly fee of $10.00 unless a minimum daily balance of $1,000.00 or more is maintained.
$30.00 service charge on each NSF item.