Personal Checking Accounts

Essential Checking

Fits all your personal banking needs.

  • Minimum deposit to open is $50.00.
  • No charge for Debit Card.
  • No charge for Online Banking access.
  • No charge for Mobile Banking and Mobile Deposit.
  • No charge for Bill Pay services.
  • No charge for Telephone Banking.
  • Monthly Maintenance fee of $6.00 unless enrolled in E-Statements.
  • $30.00 service charge on each NSF item.

Metro Advantage (Club Account)

A great way to get special services for one monthly fee.

  • Minimum deposit to open is $50.00.
  • 1 box of standard wallet checks free each year.
  • No additional charge for Debit Card.
  • No additional charge for Online Banking access.
  • No additional charge for Mobile Banking and Mobile Deposit.
  • No additional charge for Bill Pay services.
  • No additional charge for Telephone Banking.
  • Monthly fee of $9.00.
  • $10,000.00 accidental death insurance coverage.
  • $30.00 service charge on each NSF item.

Classic Checking 

A special account for customers 60 and older.

  • Minimum deposit to open is $50.00.
  • 1 box of standard wallet checks free each year.
  • No charge for Debit Card.
  • No charge for Online Banking access.
  • No charge for Mobile Banking and Mobile Deposit.
  • No charge for Bill Pay services.
  • No charge for Telephone Banking.
  • Four free Official Checks or Money Orders each month, after that $1.00 each.
  • No monthly fee or minimum balance.
  • $30.00 service charge on each NSF item.

MB Teen Checking 

A special account for teens.

  • Individuals age 19 or younger are eligible.
  • Minimum deposit to open is $50.00.
  • No charge for Debit Card.
  • No charge for Online Banking access.
  • No charge for Mobile Banking and Mobile Deposit.
  • No charge for Bill Pay services.
  • No charge for Telephone Banking.
  • Account must be enrolled in E-Statements.
  • Account must be opened with parent or Gaurdian
  • No minimum balance or monthly maintenance fee.
  • $30.00 service charge on each NSF item.

N.O.W. Account

Interest-bearing checking account.

  • Minimum deposit to open is $1,000.00.
  • No additional charge for Debit Card.
  • No additional charge for Online Banking access.
  • No additional charge for Mobile Banking and Mobile Deposit.
  • No additional charge for Bill Pay services.
  • No additional charge for Telephone Banking.
  • Interest accrues on the daily balance of $1,000.00 or more, no interest paid if balance falls below $1,000.00. If account is closed before interest is credited, no interest will be paid.
  • Interest Rate - Contact your local branch for current rates.
  • Monthly fee of $10.00 unless a minimum daily balance of $1,000.00 or more is maintained.
  • $30.00 service charge on each NSF item.

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Receive your statements days earlier with secure E-Statements.



Lost or Stolen Debit Card

  • During business hours
    (205) 884-6200
  • After business hours
    (800) 500-1044