Business Savings Accounts and CDs

Business Savings Account

  • Minimum deposit to open is $100.00.
  • No charge for Online Banking access.
  • No charge for Telephone Banking.
  • Interest Rate - Contact your local branch for current rates.  Interest accrues from the date of deposit and is paid quarterly on the daily balance.  If account is closed before interest is credited, no interest will be paid.
  • Monthly or Quarterly statements.
  • Up to three withdrawals per month. Additional transactions $1.00 fee.
  • Monthly fee of $5.00 unless a daily minimum balance of $100.00 or more is maintained.
  • $30.00 service charge on each NSF item.

Business Insured Money Market Account

  • Minimum deposit to open is $2,500.00.
  • No charge for Online Banking access.
  • No charge for Telephone Banking.
  • Interest rate - Contact your local branch for current rates. 
    • $2,500  and less than $10,000 is a Variable Rate
    • $10,000 and less than $50,000 is a Variable Rate
    • $50,000 and above is a Variable Rate
    Interest accrues from date of deposit, paid on the daily balance, and credited monthly. If account is closed before interest is credited, no interest will be paid.
  • Up to six preauthorized transfers per month. Additional transactions $2.00 fee.
  • Monthly fee of $12.00 unless a daily minimum balance of $2,500.00 is maintained.
  • $30.00 service charge on each NSF item.

Certificates of Deposit  (CDs)

  • Terms from 30 days to 5 years.
  • May be purchased for amounts from $500.00 and up.
  • Interest Rate - Contact your local branch for current rates.
  • A penalty will be charged for early withdrawal.
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