Business Accounts

Business Checking

  • Minimum deposit to open is $100.00.
  • No charge for Debit Cards (one per signer).
  • No charge for Online Banking access.
  • No charge for Telephone Banking.
  • First 50 items processed at no charge. Over 50 items the following charges will apply:
    • 51 – 125:             $15.00
    • 126 – 200:           $25.00
    • 201 – 275:           $40.00
    • 275 and above:  $55.00
  • Monthly fee of $10.00 unless a minimum daily balance of $1,000.00 or more is maintained.
  • $30.00 service charge on each NSF item.

Business N.O.W. Account

(Note:  Due to the FDIC rules and regulations, corporations and partnerships are not eligible for this account).

  • Minimum deposit to open is $2,500.00.
  • No charge for Debit Cards (one per signer).
  • No charge for Online Banking access.
  • No charge for Telephone Banking.
  • Interest Rate - Contact your local branch for current rates. Interest accrues on the daily balance of $2,500.00 or more, no interest paid if balance falls below $2,500.00. If account is closed before interest is credited, no interest will be paid.
  • First 50 items processed at no charge. Over 50 items the following charges will apply:
    • 51 – 125:              $15.00
    • 126 – 200:            $25.00
    • 201 – 275:            $40.00
    • 275 and above:   $55.00
  • Monthly fee of $12.00 unless a minimum daily balance of $2,500.00 is maintained.
  • $30.00 service charge on each NSF item.

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Lost or Stolen Debit Card

  • During business hours
    (205) 884-6200
  • After business hours
    (800) 500-1044