Metro Bank - "Come Home to Us"
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Free Regular Checking 

  • Free Regular Checking.
  • Minimum balance to open is $100.00.
  • No Service charge.

Metro Advantage (Club Account)

  • Minimum to open $100.00
  • No charge for wallet "Regal" checks.
  • Unlimited check writing.
  • No fee for travelers checks.
  • Official Checks and Money Orders $1.00.
  • No fee for Notary Public service.
  • Basic Plan $9.00 per month; 10,000 accidental death insurance
  • Optional Plan $11.00 per month; $20,000 accidental death insurance
  • Family Plan $13.00 per month; $30,000 accidental death insurance, $2,500.00 coverage for each dependent child.

Classic Checking 

  • For customers 50 or older.
  • Minimum to open $100.00.
  • No service charge.
  • No minimum balance.
  • No charge for wallet "Regal" checks.
  • No fee for Travelers Checks, Official Checks, and Money Orders.
  • 4 free Money Orders or Official Checks per Month.
  • No charge for Notary Public service.

N.O.W. Account

  • Minimum deposit to open $100.00.
  • No service charge unless balance falls below $1,000.00.
  • No interest paid if daily balance falls below $1,000.00.
  • Rate 0.10%  APY   0.10%.
  • $10.00 Service charge if balance falls below $1000.00.
  • If account is closed before interest is credited, no interest will be paid.

Regular Savings
  • $100.00 required to open.
  • No service charge or minimum balance for minors.
  • 3 withdrawals per month no charge, $1.00 for each additional withdrawal.
  • Interest accrues from date of deposit and is paid quarterly on daily balance.
  • Rate 0.25%  APY 0.25% .
  • $5.00 Service charge if daily balance drops below $100.00.
  • No interest paid if closed between quarters.
  • Quarters end: March, June, September, and December.
  • Quarterly statements.

Christmas Club Account

  • $5 minimum deposit. 
  • No withdrawals.
  • Interest accrues from date of deposit.
  • Check mailed middle of November for the balance plus interest earned.
  • Rate 0.25%  APY  0.25%

Insured Money Market Deposit Accounts

  • Minimum balance to open is $2,500.00.
  • Unlimited deposits and over the counter withdrawals.
  • Up to six transfers at no charge.
  • Additional transactions $2.00.
  • Interest accrues from date of deposit.
  • Interest is paid on daily balance, and is credited monthly.
  • If account is closed before interest is credited, no interest will be paid.
  • If balance drops below $2,500 there will be a $12 service charge.
2,500 and less than 10,000
10,0000 and less than  50,000
50,000 and above
......Variable Rate
......Variable Rate
......Variable Rate

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