Certificates of Deposit  (CD's)

• Certificates of deposit may be purchased for any amount from $500 and up for any maturity from thirty days to five years.
  
• Federal regulations require penalty for early withdrawal.
  
• Ask your account representative for additional information, including a current rate sheet.

Individual Retirement Accounts (IRA's)

• See any of our New Account representatives.
  
• We will explain these accounts and the interest rates in more detail and help you complete the forms necessary to establish your IRA.
  
• We offer the following IRA’s: Traditional IRA, Roth IRA, Educational IRA, SIMPLE, SEP

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