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Business Checking Account

  • Minimum balance to open is $100.00.
  • No Service charge unless balance falls below $1,000.00, then a $10 charge.
  • First 50 items (checks and deposits) processed at no charge.Over 50 items the following charges apply:

        Items                  Fee

     51 to 125............$15.00
     126 to 200..........$25.00
     201 to275...........$40.00
     276 and above...$55.00

Business N.O.W.
(note:  Due to the FDIC rules and regulations, corporations and partnerships are not eligible for this account)

  • No Service charge unless balance falls below $2,500.00,then a $12 charge and no interest is paid.
  • Rate 0.75%, APY 0.75%
  • First 50 items (checks and deposits) processed at no charge.
    Over 50 items the following charges will apply:

        Items                  Fee

     51 to 125............$15.00
     126 to 200..........$25.00
     201 to275...........$40.00
     276 and above...$50.00

Insured Money Market Deposit Accounts

  • Minimum balance to open is $2,500.00.
  • Immediate access to funds.
  • Unlimited deposits and over the counter withdrawals.
  • Up to six transfers at no charge.
  • Additional transactions $2.00.
  • Interest accrues from date of deposit.
  • Interest is paid on average daily balance, and is credited monthly.
  • If account is closed before interest is credited, no interest will be paid.
  • If balance drops below $2,500 there will be a $12 service charge.
  • Interest rate on this account is tied to wall Street prime.
2,500 and less than 10,000
10,0000 and less than  50,000
50,000 and above
......Variable Rate
......Variable Rate
......Variable Rate

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FDIC member   Equal Housing Lender