Certificates of Deposit  (CD's)     Certificates of deposit may be purchased for any amount from $500 and up     for any maturity from thirty days to five years. Federal regulations require penalty for early withdrawal. Ask your account representative for additional information, including a current rate sheet.   Individual Retirement Accounts (IRA's) See any of our New Account representatives. We will explain these accounts and the interest rates     in more detail and help you complete the forms necessary to establish your IRA. We offer the following IRA’s: Traditional IRA, Roth IRA, Educational IRA, SIMPLE, SEP    Credit and Debit Cards Enjoy the world's most respected cards: VISA or MASTERCARD Apply for your Metro Bank VISA or MASTERCARD. Debit Cards: Apply  at one of our local branches.